We will continue to work to ensure you have a better retirement. First-time investors and high net worth individuals need to plan and invest for their retirement. We can provide a package that is right for you as an individual or family to ensure that when you are ready, so are your finances.
At Austen Morris Associates, our expertise in providing financial security for your retirement allows us to strategically plan and tailor a long, medium or short-term retirement plan that meets your exact needs. We take into account the fact that retirement plans, by their very nature, are often low-risk and dependable for them to provide future financial security. To this end, we carefully ensure the exposure of these plans limits potential downside risk, and we concentrate on building a firm base from which financial stability steadily grows as you approach that retirement goal.
People live longer, and as a result, governments worldwide are coming to terms with the fact that it is unlikely they will be able to provide a secure state retirement scheme in a decade or so. The chances are that if you are under 50 years old now and you do not plan to retire until age 65, your state retirement scheme will pay you a significantly lower income or even worse – it will not exist anymore.
Consider this: a man at the age of 40 now, who wants to retire at 60, will discover that his life expectancy at 60 will be another 25 years. That means that today he has fewer working years than retirement years to look forward to. He only has 20 working years left, during which he must save enough to look after himself during 25 years of retirement.
Right now, you spend your time doing one of the following activities – you are either sleeping, working or at leisure. Now, during which of those three activities do you spend most of your money? In your leisure time, of course! When you retire, you increase your leisure time by at least 8 hours a day. It has been said that families often spend weeks deliberating where to go on their annual holiday but spend only minutes considering what they will do for their retirement. Here at Austen Morris Associates, our experience tells us that your retirement is likely to be the longest holiday of your life – all outgoings and nothing coming in.
For example, for people to realise just how quickly retirement can creep up on them without having made solid plans for their future security and income, imagine you are 50 years old and wish to retire at 60. This leaves only 120 paydays until your retirement – only one hundred and twenty opportunities to save. If you would like to know more about Retirement Planning, please contact one of our Consultants.
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AMA Client Testimonials
“Chad is a pleasure work with, throughout my dealings with him he has always maintained care for our relationship over and above my portfolio. He has ensured our communication and working timelines are met to the highest standard. I’ve found Chad to be very thorough and more than happy to take the time always to keep me updated and continue to answer all questions in a timely and professional manner. He is also very personable and courteous, with a keen attitude to deliver the best service. Chad keeps updated on current market developments and regulations, and his attention to detail and analysis of my portfolio has been most informative and insightful. In my opinion, Chad is a knowledgeable and professional advisor, and I feel comfortable entrusting my international arrangements and overall portfolio management to him. I would happily recommend Chad to others who require assistance regarding their financial planning.”
Warren Drue - Partner- WEBBER WENTZEL
“Warwick Hamilton has, since 2014, been the financial advisor dealing with the proceeds of my UK pension, invested via QROPS in an STM Pension Transfer Plan. I am sure that I am not his biggest client but you would not think so, given the excellent support and service that he gives me. I have been continuously impressed by the way he ensures that these investments are managed to perform well, align with my risk profile; and with his ethical, informative, honest and straightforward way of handling those affairs. I have kept these investments with Warwick despite approaches to change financial advisors because he ensures that I am kept well informed and I trust him.”
Dr Leslie Alan Carlo
“I’ve been always targeted by many financial advisors and International investment groups over the years. I have had one fund with an offshore investment group before which I canceled in 2008 and since then I was uncertain if I should do something again. I met Kirk in 2014 and he kept contact with me over the next few years. In 2017 I thought of investing and starting some fund and I have immediately contacted Kirk since he has left a very strong impression as a competent, pleasant, and very well informed advisor. Now I have a few funds with AMA and I am very happy with the service level, professionalism, and guidance from Kirk. I am very confident that I will reach my future goals.”