Articles
The ever-changing landscape of short-term insurance
Risk insurance isn’t a new concept; it dates back to ancient times and became a standard safeguard for the growing English shipping industry in the
The Inflated Risks Of Holding Onto Cash In A Bank Account.
Almost everyone that we talk to about investing money raises the issue of access. Being able to get our hands on money in the event
The Cost of Raising an Expat Child
You love your child and want to offer them the best education possible. HOW MUCH WILL THIS COST? AND HOW WILL YOU BE ABLE TO
I am not too sure about investments, but I do like property!
When I sit with or speak to potential clients, the main objection I come across is “But I don’t like dabbling in the stock markets.
I have no idea about international bank accounts. Are they a good thing?
When we talk to potential clients about where they bank, most seem to think that the accounts that they use in their home country are
I am based in South Africa and my financial advisor promises me 20% p.a. growth on my local investments with minimal risk. Will I get this?
When we talk to potential clients about their local investment portfolios, we are given figures of huge returns that clients could see each year and
It’s too risky for me. You cannot earn with stocks!
Stock markets. Two words that most people think rule the world. Well, when it comes to looking for assets that can give great returns, then
South Africa’s National Health Insurance (NHI) – What it Means and Will it Work?
As of June 2023, South Africa’s National Assembly has approved the highly debated National Health Bill. Parliament states that the “objective of the NHI bill is to provide universal access to quality health care for all South Africans as enshrined in the Constitution”
AI – will it replace our financial advisors?
The big question that has come up in our industry with the rise of AI is whether or not it will replace financial advisors. This is an important question for Austen Morris Associates as we march steadily into the fourth industrial revolution.
What is the Difference Between a Living Will and a Will?
When it comes to estate planning many people have heard of a will, but fewer people may be familiar with a living will. These two legal documents serve different purposes, and it’s important to understand the difference between them. In this article, we’ll explore the differences between a living will and a will and provide practical answers to some common questions.
The Investment Vehicle Landscape – A Beginner’s Guide
The investment landscape can be a tricky one to navigate. For many of us, we’ll have some retirement savings building up, perhaps some personal ‘rainy
What are Black Swan Events in the Financial Industry?
Black Swan events are unexpected and rare events that have a significant impact on financial markets and the economy. They are called “black swans” because,
Marriage and Money – How Does Marriage Impact Your Investment Decisions and Financial Planning?
Marriage is a significant milestone in many people’s lives, and it comes with a host of changes and new responsibilities. One area where marriage can
What is grey-listing and how does it affect South Africa?
The term grey-listing is officially defined as ‘jurisdiction under increased monitoring’. Countries that fall onto the grey-list are under intense scrutiny and are monitored by
Have You Given Thought to Your Retirement
Retirement planning is something that many of us put off for far too long. After all retirement seems so far away, and there are always
Must-Knows About In-Retirement Spending
Retirement is a time when many people look forward to slowing down and enjoying life after years of hard work. However, in order to truly enjoy your retirement, it’s important to plan carefully for your in-retirement spending.
The danger of letting short-term market moves drive your decisions.
Have you ever found yourself obsessively checking your investment portfolio every day, worried about the latest fluctuations in the market? If so, you’re not alone.
What is the US debt ceiling?
The debt ceiling is the maximum amount of money that the United States can borrow cumulatively by issuing bonds.